Vanguard Hard Money
 California's Premier Private Money Lender
CALL US! 800-427-1441
Our staff will be happy to answer your questions
Lending for California Only

Welcome Hard Money Loan Brokers

We specialize in hard money financing for the State of California.
If you're looking to place a hard money loan you are in the right place.

  • Ease of Approval:
    We specialize in underwriting hard to place loans, such as Rehab or Construction loans.
  • Custom Tailored Deal Structure:
    We can structure a wide range of transactions to meet special circumstances.
  • Protect Your Relationships:
    We will protect your client relationships and other referral sources.
Fix & Flip Loans
Rehab Funding Solutions
  • Up to 85% of Purchase Price +
  • 100% of Rehab Cost
  • Max 75% of After Repair Value
  • Built-in Payment Reserves 5 Months
Vanguard Hard Money
A Direct California Lender
  • Easy Loan Process
  • Quick Loan Process
  • In-House Loan Servicing
Purchase or Refinance
Equity Driven Funding
  • Rates Starting at 8.5%
  • Points Starting at 2%
  • Short Term Financing Options:
    6mo, 9mo, 12mo
  • No Prepayment Penalties
  • No upfront fees, other than direct cost for the appraisal
  • Max Loan Amount $1,500,000
Simple Borrower Qualifications:
We look at the value of the property, less at your borrowers financial status.
  • Stated Income
  • Stated Assets
  • 3 Months Bank Statements
  • No FICO Requirements

Lending throughout California with an emphasis on Southern California properties.


Financing we don't offer: zero down, joint venture or owner occupied financing. This information is intended for use by licensed lending professionals only and is not to be distributed to the public. This is not to be construed as an offer to lend. Rates and programs are subject to change without notice. Pricing will be determined on a case-by-case basis depending on loan characteristics. A Licensed Real Estate Broker - CA Bureau of Real Estate #01884973
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