Vanguard Hard Money
 California's Premier Private Money Lender
CALL US! 800-427-1441
Our staff will be happy to answer your questions
Lending for California Only


Rehab Financing | Fix & Flip Loans

Need financing for a Fix & Flip? We offer loans to rehab and purchase investment properties.

Need a fast closing? We can close in 10 days or less!

We are a direct California hard money lender based out of Santa Barbara, California.
The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions and quick closings. Contact us with any questions you may have by using the form below or give us a call at 714-956-0508. We are here to help!

Rehab Fix and Flip 85/100 Loan Program Highlights:

  • Loan Amount $50,000 - $5,000,000
  • Loan-To-Value (LTV) Max 75% of the After Repair Value (ARV)
  • 85/100 Fix and Flip (85% of the purchase and 100% of the rehab)
  • No prepayment penalties

Whether you are a seasoned real estate investor or a new investor, don't own a corporation, or a first-time, fix-and-flipper, we would like to talk to you.

By using (hard money), real estate investors are able to achieve greater investment results in a shorter period of time, buy more properties, and use less of their own cash.

Hard money is ideally suited for fix-and-flippers who need fast funding to compete with all-cash buyers. This type of rehab loan is also ideal for borrowers who do not meet the lending criteria of conventional lenders.

Rehab Disbursements:

We provide fast disbursements of your repair funds and typically provide startup funds through the close of the escrow. The number of draws you receive, depends on the scope of your project.

Income Documentation Needed:

  • Stated Income
  • Fast Funding
  • Low Down Payment Options

We offer equity-driven investment financing and accept bank statements for borrower qualifications, if needed.

Loan Term: 6 months to 18 months with extension options available.

Prepayment Penalty: None

Additional Rehab Financing or Fix & Flip Loan Information:

To get started, tell us a little about your project by using our online EZ Application or contact a Vanguard team member today. We look forward to assisting you with your project today! Feel free to call us at (714) 956-0508.