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SPEC Construction Loans for California

Real Estate Acronyms:
Future Value Loans (FV)
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Loan Amount:
  $590,000
City:
  Rancho Cucamonga
LTV:
  62% of (FV)
County:
  San Bernardino , CA
Future Value:
  $948,000
San Bernardino SPEC Construction Loans
Refiance Land :
  $0
Term:
  12 Months
Rate:
  10.25%
Income:
  Stated Income
Property Type:
  SFR
Construction $:
  $468,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $310,000
City:
  Lancaster
LTV:
  75% of (FV)
County:
  Los Angeles , CA
Future Value:
  $415,000
Lancaster SPEC Construction Loans
Refiance Land :
  $0
Term:
  10 Months
Rate:
  9.99%
Income:
  Stated Income
Property Type:
  SFR
Construction $:
  $269,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $2,631,000
City:
  Napa
LTV:
  54% of (FV)
County:
  Napa , CA
Future Value:
  $4,850,000
Napa SPEC Construction Loans
Refiance Land :
  $1,050,000
Term:
  12 Months
Rate:
  8.99%
Income:
  Stated Income
Property Type:
  (2) SFR
Construction $:
  $1,581,000
Purpose of Loan:
SPEC Construction Project
This was a 4 lot subdivision that just received entitlements and final map from city. We jumped in and financed the first two homes with terms that borrower was pleased with.

Loan Amount:
  $1,875,000
City:
  Hermosa Beach
LTV:
  75% of (FV)
County:
  Los Angeles County , CA
Future Value:
  $2,500,000
Hermosa SPEC Construction Loans
Refiance Land :
  $685,000
Term:
  12 Months
Rate:
  9.99%
Income:
  Stated Income
Property Type:
  SFR
Construction $:
  $903,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $2,405,000
City:
  Newport Beach
LTV:
  55% of (FV)
County:
  Orange County , CA
Future Value:
  $4,350,000
Newport Beach SPEC Construction Loans
Purchase Price :
  $2,300,000
Term:
  12 Months
Rate:
  9.99%
Income:
  Stated Income
Property Type:
  SFR
Construction $:
  $800,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $180,000
City:
  Woodlake
LTV:
  68% of (FV)
County:
  Tulare County , CA
Future Value:
  $265,000
Woodlake SPEC Construction Loans
Refiance Land :
  $0
Term:
  12 Months
Rate:
  10.25%
Income:
  Stated Income
Property Type:
  SFR
Construction $:
  $136,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $675,000
City:
  Montebello
LTV:
  75% of (FV)
County:
  Los Angeles , CA
Future Value:
  $900,000
Montebello SPEC Construction Loans
Refiance Land :
  $202,000
Term:
  12 Months
Rate:
  12.00%
Income:
  Stated Income
Property Type:
  SFR
Construction $:
  $378,000
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $746,000
City:
  Applegate
LTV:
  65% of (FV)
County:
  Placer, CA
Future Value:
  $1,150,000
Applegate SPEC Construction Loans
Refiance Land :
  $161,000
Term:
  12 Months
Rate:
  11.99%
Income:
  Stated Income
Property Type:
  2 SFR's
Construction $:
  $672,000
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $1,215,000
City:
  Van Nuys
LTV:
  75% of (FV)
County:
  Los Angeles, CA
Future Value:
  $1,620,000
Van Nuys SPEC Construction Loans
Refiance Land :
  $180,000
Term:
  12 Months
Rate:
  11.99%
Income:
  Stated Income
Property Type:
  6 Unit Apartment
Construction $:
  $940,800
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $507,000
City:
  South Pasadena
LTV:
  56% of (FV)
County:
  Los Angeles, CA
Future Value:
  $900,000
Refiance Land :
  $70,000
Term:
  12 Months
Rate:
  12.00%
Income:
  Stated Income
Property Type:
  Single Family
Construction $:
  $340,000
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $480,000
City:
  Valley Center
LTV:
  68% of (FV)
County:
  San Diego, CA
Future Value:
  $705,000
Refiance Land :
  $125,000
Term:
  12 Months
Rate:
  12.00%
Income:
  Stated Income
Property Type:
  Single Family
Construction $:
  $300,000
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $255,000
City:
  Phelan
LTV:
  68% of (FV)
County:
  San Bernardino, CA
Future Value:
  $375,000
Refiance Land :
  $0
Term:
  12 Months
Rate:
  12.00%
Income:
  Stated Income
Property Type:
  Single Family
Construction $:
  $218,000
Purpose of Loan:
  SPEC Construction Project

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