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SPEC Construction Loans for California

Real Estate Acronyms:
Future Value Loans (FV)
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Loan Amount:
  $510,000
City:
   Joshua Tree
LTV:
   52% of (FV)
County:
   San Bernardino , CA
Future Value:
   $963,000
Joshua Tree SPEC Construction Loans
Refiance Land :
   $0
Term:
   12 Months
Rate:
  9.80%
Income:
   Stated Income
Property Type:
   SFR
Construction $:
   $433,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $3,215,000
City:
   Venice
LTV: LTC:
   56% adn 88%
County:
   Los Angeles , CA
Future Value:
   $5,700,000
Venice SPEC Construction Loans
Purchase Price:
   $1,737,000
Term:
   18 Months
Rate:
  8.00%
Income:
   Stated Income
Property Type:
   SFR
Construction $:
   $1,909,000
Purpose of Loan:
We closed this construction, rehab, purchase loan in one week! The new home will be 4,800 Sq. Ft

Loan Amount:
  $627,000
City:
   Apple Valley
LTV:
   62% of (FV)
County:
   San Bernardino , CA
Future Value:
   $1,015,000
Apple Valley SPEC Construction Loans
Refiance Land :
   $0
Term:
   12 Months
Rate:
  9.00%
Income:
   Stated Income
Property Type:
   SFR
Construction $:
   $627,000
Purpose of Loan:
SPEC Construction Project for two SFR's

Loan Amount:
  $590,000
City:
   Rancho Cucamonga
LTV:
   62% of (FV)
County:
   San Bernardino , CA
Future Value:
   $948,000
Rancho Cucamonga SPEC Construction Loans
Refiance Land :
   $0
Term:
   12 Months
Rate:
  10.25%
Income:
   Stated Income
Property Type:
   SFR
Construction $:
   $468,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $310,000
City:
   Lancaster
LTV:
   75% of (FV)
County:
   Los Angeles , CA
Future Value:
   $415,000
Lancaster SPEC Construction Loans
Refiance Land :
   $0
Term:
   10 Months
Rate:
  9.99%
Income:
   Stated Income
Property Type:
   SFR
Construction $:
   $269,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $2,631,000
City:
   Napa
LTV:
   54% of (FV)
County:
   Napa , CA
Future Value:
   $4,850,000
Napa SPEC Construction Loans
Refiance Land :
   $1,050,000
Term:
   12 Months
Rate:
  8.99%
Income:
   Stated Income
Property Type:
   (2) SFR
Construction $:
   $1,581,000
Purpose of Loan:
SPEC Construction Project
This was a 4 lot subdivision that just received entitlements and final map from city. We jumped in and financed the first two homes with terms that borrower was pleased with.

Loan Amount:
  $1,875,000
City:
   Hermosa Beach
LTV:
   75% of (FV)
County:
   Los Angeles County , CA
Future Value:
   $2,500,000
Hermosa Beach SPEC Construction Loans
Refiance Land :
   $685,000
Term:
   12 Months
Rate:
  9.99%
Income:
   Stated Income
Property Type:
   SFR
Construction $:
   $903,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $2,405,000
City:
   Newport Beach
LTV:
   55% of (FV)
County:
   Orange County , CA
Future Value:
   $4,350,000
Newport Beach SPEC Construction Loans
Purchase Price :
   $2,300,000
Term:
   12 Months
Rate:
  9.99%
Income:
   Stated Income
Property Type:
   SFR
Construction $:
   $800,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $180,000
City:
   Woodlake
LTV:
   68% of (FV)
County:
   Tulare County , CA
Future Value:
   $265,000
Woodlake SPEC Construction Loans
Refiance Land :
   $0
Term:
   12 Months
Rate:
  10.25%
Income:
   Stated Income
Property Type:
   SFR
Construction $:
   $136,000
Purpose of Loan:
SPEC Construction Project

Loan Amount:
  $675,000
City:
   Montebello
LTV:
   75% of (FV)
County:
   Los Angeles , CA
Future Value:
   $900,000
Montebello SPEC Construction Loans
Refiance Land :
   $202,000
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   SFR
Construction $:
  $378,000
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $746,000
City:
   Applegate
LTV:
   65% of (FV)
County:
   Placer, CA
Future Value:
   $1,150,000
Applegate SPEC Construction Loans
Refiance Land :
   $161,000
Term:
   12 Months
Rate:
  11.99%
Income:
   Stated Income
Property Type:
   2 SFR's
Construction $:
  $672,000
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $1,215,000
City:
   Van Nuys
LTV:
   75% of (FV)
County:
   Los Angeles, CA
Future Value:
   $1,620,000
Van Nuys SPEC Construction Loans
Refiance Land :
   $180,000
Term:
   12 Months
Rate:
  11.99%
Income:
   Stated Income
Property Type:
   6 Unit Apartment
Construction $:
  $940,800
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $507,000
City:
   South Pasadena
LTV:
   56% of (FV)
County:
   Los Angeles, CA
Future Value:
   $900,000
Refiance Land :
   $70,000
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Construction $:
  $340,000
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $480,000
City:
   Valley Center
LTV:
   68% of (FV)
County:
   San Diego, CA
Future Value:
   $705,000
Valley Center SPEC Construction Loans
Refiance Land :
   $125,000
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Construction $:
  $300,000
Purpose of Loan:
  SPEC Construction Project

Loan Amount:
  $255,000
City:
   Phelan
LTV:
   68% of (FV)
County:
   San Bernardino, CA
Future Value:
   $375,000
Refiance Land :
   $0
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Construction $:
  $218,000
Purpose of Loan:
  SPEC Construction Project

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