Vanguard Hard Money
 California's Premier Private Money Lender
CALL US! 800-427-1441
Our staff will be happy to answer your questions
Lending for California Only

 

Rehab Loans for California

Real Estate Acronyms:
Rehab FAQ After Repair Value (ARV)

Loan Amount:
  $1,026,000
City:
   Long Beach
LTV:
   79% ARV
County:
   Los Angeles, CA
ARV:
   $1,300,000
Long Beach California fix and flip
Purchase Price:
   $1,075,000
Term:
   6 Months
Rate:
  8.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $60,000
Purpose of Loan:
  Rehab Fix & Flip

Loan Amount:
  $323,000
City:
   Chula Vista
LTV:
   71% ARV
County:
   San Diego, CA
ARV:
   $458,000
Walnut Creek fix and flip
Purchase Price:
   $315,000
Term:
   6 Months
Rate:
  10.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $43,000
Purpose of Loan:
  Rehab Fix & Flip

Loan Amount:
  $968,000
City:
   Walnut Creek
LTV:
   69% ARV
County:
   Contra Costa, CA
ARV:
   $1,400,000
Walnut Creek fix and flip
Purchase Price:
   $942,000
Term:
   6 Months
Rate:
  10.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $137,000
Purpose of Loan:
  Rehab Fix & Flip

Loan Amount:
  $653,000
City:
   Newport Beach
LTV:
   75% ARV
County:
   Orange, CA
ARV:
   $870,000
Newport Beach fix and flip
Purchase Price:
   $697,000
Term:
   6 Months
Rate:
  10.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $56,000
Purpose of Loan:
  Rehab Fix & Flip

Loan Amount:
  $920,000
City:
   Oakland
LTV:
   65% ARV
County:
   Alameda , CA
ARV:
   $1,405,000
Oakland fix and flip
Refinance:
   $380,000
Term:
   9 Months
Rate:
  11.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  Rehab Draws
Purpose of Loan:
  The borrower plans on adding SQFT, and remolding
  100% of the home. After completion it will be a
  beautiful 2,400 SQFT home with a mother-in-law suite.

Loan Amount:
  $1,085,000
City:
   Seal Beach
LTV:
   69% ARV
County:
   Orange, CA
ARV:
   $1,575,000
Seal Beach fix and flip
Purchase Price:
   $1,180,000
Term:
   6 Months
Rate:
  10.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $100,000
Purpose of Loan:
  Rehab Fix & Flip

Loan Amount:
  $315,000
City:
   Altadena
LTV:
   68% ARV
County:
   Los Angeles, CA
ARV:
   $460,000
Altadena fix and flip
Refinance:
   $248,000
Term:
   6 Months
Rate:
  11.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  No Fund Control
Purpose of Loan:
  Rehab Fix & Flip

Loan Amount:
  $1,670,000
City:
   Laguna Beach
LTV:
   73% ARV
County:
   Orange, CA
ARV:
   $2,300,000
Laguna Beach fix and flip
Purchase Price:
   $1,775,000
Term:
   12 Months
Rate:
  11.49%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $150,000
Purpose of Loan:
  Rehab Fix & Flip

This loan example covers 125% of the purchase price.
Loan Amount:
  $699,000
City:
   Temecula
LTV:
   54% ARV
County:
   Riverside, CA
ARV:
   $1,300,000
Temecula fix and flip
Purchase Price:
   $561,000
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $80,000
Purpose of Loan:
  Rehab Fix & Flip

This loan example covers 106% of the purchase price.
Loan Amount:
  $330,000
City:
   Los Angeles
LTV:
   60% ARV
County:
   Los Angeles, CA
ARV:
   $550,000
Los Angeles fix and flip
Purchase Price:
   $310,000
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $75,000
Purpose of Loan:
  Rehab Fix & Flip

This loan example covers 109% of the purchase price.
Loan Amount:
  $126,000
City:
   Calimesa
LTV:
   60% ARV
County:
   Riverside, CA
ARV:
   $210,000
Riverside fix and flip
Purchase Price:
   $115,000
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $51,000
Purpose of Loan:
  Rehab Fix & Flip

Loan Amount:
  $183,000
City:
   Duarte
LTV:
   60% ARV
County:
   Los Angeles, CA
ARV:
   $305,000
Duarte, Los Angeles fix and flip
Purchase Price:
   $186,650
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $28,000
Purpose of Loan:
  Our borrower was able to use gap funding in the
  amount of $28,000 as a 2nd loan to lower his down
  payment. Rehab Fix & Flip.

This loan example covers 109% of the purchase price.
Loan Amount:
  $370,000
City:
   Sherman Oaks
LTV:
   60% ARV
County:
   Los Angeles, CA
ARV:
   $618,000
Sherman Oaks rehab loans
Purchase Price:
   $339,000
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $120,000
Purpose of Loan:
  Room Addition / Rehab Fix & Flip

This loan example covers 136% of the purchase price.
Loan Amount:
  $204,000
City:
   Thousand Oaks
LTV:
   60% ARV
County:
   Ventura, CA
ARV:
   $340,000
Thousand Oaks, Ventura rehab loan
Purchase Price:
   $150,000
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $55,000
Purpose of Loan:
  Rehab Fix & Flip

This loan example covers 108% of the purchase price.
Loan Amount:
  $189,000
City:
   Castaic
LTV:
   61% ARV
County:
   Los Angeles, CA
ARV:
   $310,000
Castaic, Los Angeles fix and flip
Purchase Price:
   $175,000
Term:
   12 Months
Rate:
  12.50%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $37,000
Purpose of Loan:
  Rehab Fix & Flip

Loan Amount:
  $104,000
City:
   Los Angeles
LTV:
   50% ARV
County:
   Los Angeles, CA
ARV:
   $210,000
Rehab loans Los Angeles
Purchase Price:
   $114,000
Term:
   12 Months
Rate:
  10.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $25,000
Purpose of Loan:
  Rehab Fix & Flip

Loan Amount:
  $160,000
City:
   Los Angeles
LTV:
   59% ARV
County:
   Los Angeles, CA
ARV:
   $270,000
Los Angeles fix and flip
Purchase Price:
   $185,000
Term:
   1 Years
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  No Fund Control
Purpose of Loan:
  The borrower came in with 20% on this transaction
  and opted to do the repairs with his own funds.
  Rehab Fix & Flip

Loan Amount:
  $110,000
City:
   Palm Desert
LTV:
   61% ARV
County:
   Riverside, CA
ARV:
   $180,000
Riverside rehab loans
Purchase Price:
   $118,000
Term:
   5 Years
Rate:
  11.75%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $15,000
Purpose of Loan:
  Rehab Fix & Flip

This loan example covers 101% of the purchase price.
Loan Amount:
  $221,000
City:
   Montebello
LTV:
   65% ARV
County:
   Los Angeles, CA
ARV:
   $340,000
Rehab loans Los Angeles
Purchase Price:
   $218,250
Term:
   12 Months
Rate:
  12.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $42,000
Purpose of Loan:
  The borrower, an existing  Vanguard customer,
  specializes in buying homes from banks who are
  anxious to dispose of them. He then brings his
  experienced crews into the property to complete the
  work . At completion, he stages the home for an
  ultimate sale and the realization of a nice profit.

Loan Amount:
  $155,000
City:
   Los Angeles
LTV:
   58% ARV
County:
   Los Angeles, CA
ARV:
   $267,000
Los Angeles fix and flip
Purchase Price:
   $171,000
Term:
   12 Months
Rate:
  12.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $13,867
Purpose of Loan:
  Rehab Fix and Flip.
  Borrower has an end buyer ready to go.
  There was no fund control for the repairs.

Loan Amount:
  $90,000
City:
   Fontana
LTV:
   58% ARV
County:
   San Bernardino, CA
ARV:
   $155,000
rehab loans San Bernardino
Purchase Price:
   $100,000
Term:
   12 Months
Rate:
  12.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $14,380
Purpose of Loan:
 Rehab Fix and Flip

This loan example covers 101% of the purchase price.
Loan Amount:
  $178,000
City:
   Anaheim
LTV:
   62.5% ARV
County:
   Orange, CA
ARV:
   $285,000
rehab loans Orange
Purchase Price:
   $175,000
Term:
   12 Months
Rate:
  12.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $33,850
Purpose of Loan:
  Historical home in need of some serious work.
  Borrower will be correcting the foundation and
  rebuilding the whole interior.

Loan Amount:
  $165,000
City:
   Los Angeles
LTV:
   60% ARV
County:
   Los Angeles, CA
ARV:
   $175,000
Los Angeles after repair loan
Purchase Price:
   $183,750
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $15,000
Purpose of Loan:
  Rehab Fix and Flip

Loan Amount:
  $123,000
City:
   Los Angeles
LTV:
   60% ARV
County:
   Los Angeles, CA
ARV:
   $205,000
ARV loans los angeles
Purchase Price:
   $126,500
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $30,000
Purpose of Loan:
  Rehab Fix and Flip

This loan example covers 106% of the purchase price.
Loan Amount:
  $200,000
City:
   San Diego
LTV:
   61.5% ARV
County:
   San Diego, CA
ARV:
   $325,000
San Diego fix and flip
Purchase Price:
   $187,500
Term:
   12 Months
Rate:
  12.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $15,000
Purpose of Loan:
  Purchase fix and flip.

Loan Amount:
  $225,000
City:
   Van Nuys
LTV:
   61% ARV
County:
   Los Angeles, CA
ARV:
   $368,000
rehab loans van nuys
Purchase Price:
   $240,500
Term:
   12 Months
Rate:
  12.99%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $14,000
Purpose of Loan:
  Purchase fix and flip.

This loan example covers 98% of the purchase price.
Loan Amount:
  $168,000
City:
   San Fernanado
LTV:
   60% ARV
County:
   Los Angeles, CA
ARV:
   $280,000
rehab loans san fernando
Purchase Price:
   $171,000
Term:
   12 Months
Rate:
  12.00%
Income:
   Stated Income
Property Type:
   Single Family
Rehab Budget:
  $15,000
Purpose of Loan:
  Purchase fix and flip.

 

Additional Rehab Loan Information: