For borrowers looking to capitalize on the real estate investing opportunities in California, Vanguard Hard Money is here to help.

We’re a small, private money lender located in Santa Barbara, California that provides hard money loans for the entire State of California. Some highlights of our loan program include lending up to 85% of loan-to-value (LTV) and 100% of the repair funds. We are known for our quick processing and closing of hard money purchases and renovation/rehab projects. To streamline the lending process, we offer a simplified, one-page loan application and reduced income documentation. We pride ourselves on providing a high level of customer service to our borrowers and investors.

We invite you to review our website and to contact a Vanguard Hard Money team member at
(800) 427-1441 to discuss how we can help you attain financing that saves you time and money.