Vanguard Hard Money
CALL US! 800-427-1441
Our staff will be happy to answer your questions

Lending for California Only
 California's Premier Private Money Lender



Rehab Flip Financing
No Fund Control Option

Gross Loan Amount Loan-To-Value (LTV)
$50,000 - $10,000,000
Call for higher amounts
Up to 75 % of the
After Repair Value (ARV)
REHAB Budget:
Typicaly no fund control is needed when we base the loan on the purchase price.

Program Highlights:

  • Short Sale and REO purchases for California
  • Flip transactions
  • Fast funding
  • Short term equity loans
  • Simple application process
  • Up front and honest loan evaluations
  • Flexible exit strategy: Sell upon completion or retain as a rental
REO Flip Financing is available for:
  • Investors
  • Contractors
  • Sub Contractors
  • Brokers
  • Realtors
Types of REHAB projects allowed:
  • Single Family Residences
  • Multi- Family Dwellings
  • Apartments
  • Commercial
  • Duplexes
  • Triplexes
  • Fourplexes
  • Individuals
  • Partnerships
  • LLCs
  • Corporations
  • Trusts
Income Documentation Needed:  
  • We offer equity driven investment finance and accept bank statements to stated income.
Loan Term:  
  • 12 to 60 months for rehab.
    *Most flip loans writen for 12 months with options to extend.
  • Investor financing ranges from 2 1/2 points to 5 points.
  • Rates from 9% to 14%
  • Doc, prep and underwriting ranges from $1,000 to $1,835.
Prepayment penalty:  
  • None

To get started, tell us a little about your project, apply using our online application or contact a Vanguard team member today.

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DBA Commercial Loan Express BRE Lic. #01884973 All rights reserved