"Rehab Deal Analyzer"

State:
We provide hard money financing exclusively in California.

Property address, city and zip:
Input the address information for the property you wish to finance.

Purchase Price:
Purchase contract amount or estimated purchase price.

Loan Amount:
Select your desired loan amount.

Interest Rate:
After selecting a desired interest rate, your "Interest-Only Payments" will be calculated.

Loan Fee/Points:
Use the drop-down box to select the "Loan Fees/Points" you anticipate.

Loan Points Cost:
This field will be populated by the Analyzer spreadsheet. After you have completed the fields discussed above.

Escrow & Title Costs:
When estimating the escrow and title costs for your proposed project, be sure to include the following costs: escrow fees, sub escrow fees, messenger fee, loan tie-in fee, wire fee, owners title insurance, lenders title insurance, recording fees, property taxes, city and or county transfer taxes and any other cost of purchase.

Additional Loan Fees:
These fees include: loan processing fee, admin fees, credit report fee, fund control fees.

Number Months with Pre-Paid Payments:
Your loan will have pre-paid payments that preclude you from having to make monthly payments for a pre-determined time.  Enter the number of months to be covered by pre-paid payments.

Interest Through Closing:
This field will be automatically populated.

Total Financing Cost (a):
This field will be automatically populated and includes the total financing cost for: Loan/Fee Cost, Escrow & Title Cost, Additional Loan Fees, Pre-Paid Payments.

Months Before Resale:
Estimate the holding period of your property in months from commencing from purchase to close of resale date.

Interest Paid During Holding Period Less Prepaid Payments:
This field will be automatically populated.

Rehab Costs:
Enter the total estimated costs for repairs / rehab.

Other Holding Costs:
Use this field to include utility company fees and other miscellaneous fees.

Total Holding Costs (b):
This field will be automatically populated.  It includes Interest Paid During Holding Period Less Prepaid Payments, Rehab Costs, and Other Holding Costs.

Down Payment No Fund Control:
No fund control means you pay for the project rehab costs with your own funds. This field will be automatically populated.

Down Payment Rehab Fund Control:
Rehab fund control means the lender provides the rehab funds through a draw or voucher control. This field will be automatically populated.

Resale Price or After Repair Value:
Enter the estimated resale value of property after repairs have been made.

Escrow/Other Fees:
Enter the sale escrow costs plus all other costs of sale. Some examples include: pest inspection fees, home warranty fee, title fees, transfer tax, etc.

Realtor Fee:
Use the drop-down box to select the "Realtor Fee" you anticipate.

Realtor Commission:
This field will be automatically populated and equals the "Resale Price" times the "Realtor Fee."

Total Sales Expense (c):
This field will be automatically populated and includes the sum of "Escrow/Other Fees" and "Realtor Commission".

Estimated Profit or Loss:
Resale Price: This field will be automatically populated.
Less Purchase Price: This field will be automatically populated.
Less Total Cost (Sections a+b+c of the form): This field will be automatically populated.
Estimated Profit or Loss: This field will be automatically populated.  A loss will be shown with a minus sign. Example $-95,250