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  By Vanguard Hard Money
Real Estate Market Trends

What to Expect now That the FHA's 90-Day Waiver has Ended

by Eric Allee 21. January 2015 09:45
For the past 4 years, investors and home buyers benefited from the Federal Housing Administration’s (FHA’s) waiver of its 90-day flip rule that addressed a housing market which was flooded with foreclosures. This waiver ended at midnight, December 31, 2014. This means that, effective January 1, 2015, FHA has reverted to its former policy of not insuring a property loan where title was transferred within 90 day or less. There are some exceptions to the FHA’s suspension of the 90-day rule. They are as follows: 1. HUD properties under REO 2. Sales by other federal agencies of REO properties 3. Sales of properties by non-profit organizations approved for resale by HUD 4. Sales by state or federal financial institutions such as Fannie, Freddie or GSE 5. Sales of HUD properties where the President declares it a federal disaster area [More]

What to expect with rising mortgage rates.

by Eric Allee 11. August 2013 10:26
Since early May 2013 to mid-July 2013, 30-year fixed interest rate mortgages have jumped from 3.35% to 4.51%. This has led people to the question of what, if any, impact this trend will have on home sales prices. [More]

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Real Estate Market Trends

California Foreclosure Activity

by Eric Allee 11. October 2011 07:34
Research the number of California homes going into foreclosure.   Click Here

Helpful websites for rehab property investors

by Carla Palmer 22. May 2011 06:19
Helpful sites to research property sales, values and foreclosures [More]

Better Times Ahead Predicted, But Patience is Still Required

by Carla Palmer 11. May 2011 17:08
Trends and data in today's real estate market. Future forecast of the real estate market. [More]

Subprime Residential Mortgage Bonds Make a Comeback

by Carla Palmer 25. April 2011 19:10
Subprime Residential Mortgage Bonds Make a Comeback [More]


Real Estate Market Trends

REO Investing in Todays Market

by Carla Palmer 23. November 2010 10:12
Rehab investors and today's market. Direct hard money lender for California properties. [More]

REO / Rehab Purchase Market is Getting Crowded

by Carla Palmer 26. September 2010 14:28
Fannie Mae’s “First Look” program and HUD’s “Neighborhood Stabilization Program (NSP)” give state and local governments the right to buy foreclosed properties before [More]



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